One the great joys of my perch at the top of the Renaissance Center in Downtown Erie is perusing the entire Presque Isle peninsula on any day when it is not completely shrouded by clouds. Today is one of those days: not crisply clear, but clear enough to see plenty – including birds. Yes, some of them are in their proper “V” formation, on their way out of here already. But these birds have foresight. They do not want to be here facing the bitter Canadian winds whipping down the State Street corridor between mid-October and mid-April.
My potential clients should be so lucky. So many of them are facing headwinds just making ends meet, such as housing costs, utilities, food, car payments, repairs, and gasoline. And those credit cards can be overwhelming.
Some people think if they run away from their debts, they can return when the financial climate is more to their liking.
The plain truth is, it doesn’t work that way.
Bad credit prevents them from getting a decent car to get to work. The credit card collectors are calling constantly. The utility companies want more money to keep the service on. The mortgage is behind and the servicing company has lost the modification papers again. And now the potential clients are being threatened by a lawsuit that can attack their bank account, take their car or take other personal property.
Flying south and running away is not the answer, because debts will follow you wherever you go. You owe it to yourself to stop dreaming about how it can be, and start thinking about what it will take to face the reality of the financial climate that you find yourself in, right here, right now. We can tell you how it can be better.
We can sit down with you and review your financial situation and provide insight on your possibilities to resolve your financial problems. Perhaps a Chapter 7 bankruptcy is the answer to eliminating those mounting credit card and medical bills and will give you a chance to rebuild your credit. You can read about the benefits and guidelines for Chapter 7 and Chapter 13 bankruptcy filings on our website.
Give us a call at 800-360-9392 to set-up a free consultation. We can get a lot done during that meeting and discuss the options you have. It’s time to stop running away from your debt, and walking toward a solution.