I know that you are thinking. “I don’t want to go to a consultation with a bankruptcy attorney, because he/she will recommend bankruptcy for me no matter what.”
For those who don’t know much about bankruptcy or who are not sure if bankruptcy is a good option for you, the thought of having a consultation with an attorney is intimidating. You don’t want to feel like you are being forced into filing for bankruptcy. You want to know that the attorney you meet with will recommend the best thing for you, even if that is something other than bankruptcy. These concerns can cause you to not come in for a free consultation, even when the information you would gain would be very beneficial.
Here are some important things to know about a free consultation at Steidl and Steinberg that will put your mind at ease:
– We are evaluating all of your options and will honestly discuss your bankruptcy options as well as your non-bankruptcy options. When you meet with an attorney at Steidl & Steinberg, the attorney will be evaluating your full financial situation including what you own, the money you make, the money you spend and the amount of money you owe. We will explain the different types of bankruptcies, which ones are available to you and why. We are also happy to answer your questions about debt settlement and debt management programs. We will give you honest information about all of your options and tell you which one we feel is best for you and why. You will leave the consultation with valuable knowledge that will allow you to make your own decision as to what is best for you.
– We don’t always recommend bankruptcy, because it isn’t for everyone. Believe it or not, bankruptcy attorneys do not always recommend bankruptcy! There are a variety of reasons for this. Sometimes the person doesn’t have enough debt to make a bankruptcy worth while. Sometimes the person has the ability to repay their debts on their own by making some small cuts to their living expenses. Sometimes people are good candidates to use a reputable debt management program to get their debt under control. No matter what the reason, you can be assured that the attorneys at Steidl & Steinberg won’t recommend a bankruptcy if it isn’t the best thing for you.
– If your financial situation is bad enough that you feel the need to call an attorney, you probably do need bankruptcy. While there are times that we don’t recommend bankruptcy after a consultation with a potential client, the majority of the people we meet with do need to file for bankruptcy. Most people aren’t going to pick up the phone and call a bankruptcy attorney, much less come in for a consultation, unless their situation is dire and they have exhausted all other options. If you think you have tried everything and still can’t get a handle on your debt, that is a good indication that a bankruptcy may be the best thing for you.
Here at Steidl & Steinberg, we welcome the chance to meet new people, review their financial situation and give them our honest opinion as to how to handle their debt, even if the answer isn’t bankruptcy. If you want straight financial talk, give us a call at 800-360-9392.