This is what our clients feel when they get a notice in the mail or papers delivered by a Sheriff stating they are being sued.
What is going to happen? Can you be sent to jail? Do I have to go to Court? Am I going to have to hire a lawyer? If I don’t have any money now, how am I going to be able to afford all of this?
Don’t panic. Call or email us at Steidl and Steinberg. We will explain what is happening, what your rights are, and what the remedies might be. We will review your situation and see if bankruptcy or some type of debt consolidation (such as Chapter 13 bankruptcy) might be the way to go.
The good news is that filing any kind of bankruptcy, even the debt consolidation type like Chapter 13, automatically stops any legal action against you in almost every single case, including the halting of the lawsuit that you have received. You can take a deep breath and relax and, more importantly, you will have a game plan for dealing with not only the lawsuit, but other financial matters that may have caused it.
If you do not halt the lawsuit or successfully defend yourself against it, there is a possibility the creditor can get a judgment against you. In many cases, that judgment can be used to take money out of your bank account or freeze it so you cannot get access to it. Any payments to others will not be honored. The judgment can also be used to seize your car or other assets.
Waiting or hoping the situation will go away is not the answer. If you have been sued, contact us at Steidl and Steinberg now. Don’t wait until your bank account is frozen or you have your car taken by a creditor. We offer a free consultation, and you will feel at ease knowing that you have the information necessary to deal with this financial situation.